Homeowners' Property Damage Demanding the Maximum Compensation You Deserve.

Our Practice Areas

Protecting Your Right to a Maximum Recovery

A partial payment or outright denial of a homeowners’ insurance claim will threaten your financial stability and your ability to rebuild after serious storm, fire, or other property damage. In your time of need, instead of receiving a helping hand from the company you have paid premiums to for years, you may find yourself out in the cold. That is where our firm comes in.

When insurance providers favor their interests over the fair investigation and payment of claims, Englander Peebles is there to see justice served. Serving Miami and the surrounding communities, we handle all types of homeowners’ property damage claims, including those caused by accidents, natural disasters, criminal activity, and faulty construction or building materials. Our goal is your goal: to recover a full and fair payment that will cover all losses.

To find out more about the steps we can take to protect your interests, call (954) 226-9134 or use our online contact form. Your initial consultation is free!

Types of Homeowners’ Insurance

Homeowners’ insurance is essential no matter where you live. It can help with repairs or rebuilding your home if it is affected by a natural disaster or any type of damage. In Florida, there are several types of policies that may come into play. It is important to understand what type of policy you have and need.

The following are the eight primary types of homeowners’ insurance policies:

  • HO-1 (basic)
  • HO-2 (broad)
  • HO-3 (special)
  • HO-4 (tenant’s)
  • HO-5 (comprehensive)
  • HO-6 (condominium)
  • HO-7 (mobile home)
  • HO-8 (older home)

A basic homeowners’ insurance policy will not cover hurricanes, floods, or other natural disasters. You may need to purchase insurance specifically for such incidents. We recommend carefully reviewing your insurance documents, and discussing your concerns with an attorney, if you have a question about coverage.

Homeowners’ Insurance Providers Should Act in “Good Faith”

Homeowners’ insurance policies are notoriously complex and may contain language and wording that could confuse any person who is not specially educated and experienced with such matters. Under the guise of absurd policy exceptions, insurance providers may attempt to deny claims outright. They may offer unfairly low settlements or delay payment, all to protect their bottom line.

Intentionally trying to find ways to deny or underpay a valid homeowners’ insurance claim may be a violation of the good faith that insurers are required to uphold in relation to policies, investigations, and payments. Insurers should be fair and honest in their dealings with policyholders and claimants. They should not try to intentionally deceive policyholders with unclear policy language. They should be reasonable when investigating property damage and offering compensation.

When an insurance provider acts in “bad faith” in handling a claim, this should be exposed. Wronged parties may be entitled to financial compensation not only for the full and fair value of their claim, but additional damages as well.

Experienced Help for Miami Homeowners

Englander Peebles delivers experienced legal representation and outstanding customer service to clients across Miami in all areas of homeowners’ property damage claims. Our attorneys know how difficult it can be to receive fair treatment from your insurance provider. With our reputation for success in this field, we will show the insurer that you mean business. If you work with our firm, we will negotiate or fight for fair compensation in your property damage claim.

To schedule a free consultation, call (954) 226-9134.

Why Choose Us?

  • You'll Have Direct Contact With Our Attorneys

    We're committed to exceptional client communication. Our team responds to calls and emails immediately.

  • We're Always Prepared to Go to Trial

    We're respected South Florida trial attorneys. Insurance companies know that our firm will not back down from a courtroom battle.

  • You Don't Pay Attorney Fees

    You are not responsible for paying attorney fees out of pocket - your insurance company covers these costs.

  • Your Case will Receive the Personalized Attention It Deserves

    Our team provides outstanding customer service. You will never feel like just another claim number when working with us.

  • We Offer Free Consultations

    We will evaluate your claim at no-cost to you. 

Get Started on Your Claim

Call (954) 226-9134 to Speak with Our Experienced Team Today!
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