Miami Smoke Damage Claim Attorney
Experiencing Trouble with a Claim for Smoke Damage? We Can Help!
A residential fire can cause significant damage to your property. The blaze itself is devastating, as is the resulting smoke, soot, and ash. If you are having trouble filing a claim related to smoke damage, are experiencing unreasonable delays, or have had your claim denied, Englander Peebles is here to help.
Our Miami smoke damage lawyers know how to evaluate policy language and terms to identify whether damage is covered, and to what extent. We know when insurance adjusters, contractors, or fire remediation professionals are acting in the interests of the insurance provider instead of in a fair and reasonable manner. When you work with our firm, we will do everything in our power to make sure your rights are protected – even if it means facing off against a leading insurance corporation.
What is My Insurance Company’s Responsibility When I File a Smoke Damage Claim?
In the days or weeks following a fire, you may be overwhelmed as you focus on recovery. Filing an insurance claim for smoke or fire damage can be confusing and complex. At it's core, an insurance policy is a contact between you and the insurance company. This contract establishes a responsibility the insurance company has. Many times, however, the insurance company will try to undervalue your claim to save their bottom line. If you’re unsure what your insurance company’s responsibility is regarding a smoke damage claim, talk to the attorneys at Englander Peebles. Our firm has helped many people who have been taken advantage by their insurance companies when filing property damage claim.
Documenting Smoke Damage
After a fire, you must thoroughly document all losses and damage. We recommend noting:
- The date and time of the incident
- The type of damage
- The location of damage
- Any physical injuries suffered
- Description of damaged property
- Photographs of smoke damage
- Police and fire department reports
Smoke can cause irreparable damage to furniture, appliances, personal property, walls, flooring, and building materials. Even if the fire occurred in another part of your home or was not in your home at all, all of your property may have sustained serious smoke damage. You need to take note and gather evidence of any damage, no matter its source.
Reviewing Your Policy
Does your homeowners’ insurance policy cover smoke damage? This is something you will need to find out. Find a copy of your policy and review it specifically for smoke damage coverage. Most standard policies include fire coverage, which should extend to cover smoke damage. If policy language is unclear or your provider is trying to deny or undervalue your claim, however, do not wait to involve an attorney.
Englander Peebles can evaluate your policy and explain its terms and coverage in plain English, so you know what to expect and how to proceed. We can also handle the documentation and filing of your claim, as well as all communication with your insurance provider, to fully protect your interests.
Their timely response to my questions and concerns was impeccable, unlike other places that I've sought for counsel.- Preea T.
Extremely knowledgeable and got the settlement I deserved!- Paulina S.
Very caring towards their clients and very professional!- Darren E.
My experience with this firm was phenomenal from start to finish!- Chris U.
Professional, compassionate and straight forward!- Kim C.