Miami Water Damage Claim Attorneys
Property Damage Caused by Flooding, Storms & More
Did a flood, pipe burst, or storm cause water damage to the interior or exterior of your residential property? If your home has been affected by water or flooding, you need an experienced team of lawyers to help you recover fair compensation from your insurance provider. Dealing with a homeowners’ insurance claim can be extremely complex, particularly if your provider tries to delay payment, undervalue your claim, or deny your claim altogether.
Englander Peebles delivers caring support and experienced legal representation to homeowners across Miami and the surrounding areas who are dealing with water damage claims. From negotiating settlements to litigating in court, we fight for maximum recoveries that help our clients rebuild their properties.
What Happens with Insurance in The Event of Water Damage?
In the event of water damage, it’s very important to know what your home insurance policy covers. Contact our law firm to talk to a claims attorney if you are unsure what your insurance company covers. Here are some essential steps when making your water damage claim:
Reporting The Damage
When filing a home insurance claim for water damage, the first thing you should do is to report the claim to your insurance company as soon as possible. You have an obligation to report the claim within a reasonable timeframe or you risk your insurance company not covering the claim. Your insurance company will take down all of your information and will likely schedule and inspection of your property.
Keep a List of Your Property
You should make a list of your property and furniture when you take out your home insurance policy and keep it up-to-date. When there is any damage or lost items, having an updated inventory will help save time if the insurance company needs proof for the claims process. You may also want to take photographs and videos of your property.
Working With Your Insurance Company
Do not risk delaying your insurance claims by withholding information from the insurance company. Make sure to provide your insurance company with the documents that they request such as invoices, property inventory, or proof of loss for anything damaged during a natural disaster. This can help expedite and process your claim more efficiently.Causes of Water Damage at Home or Business
Our homes are at risk for susceptible to water damage for various reasons, such as external weather and intrusion or internal failure of plumbing. Water damage may be caused by any type of water intrusion and can affect the inside and/or outside of a structure. Our Miami water damage claim lawyers have experience with cases involving:
Damages from Water Losses
The moment that water becomes saturated, property damage can start to occur. When the damage is left unattended, the damage can become serious. Within just a few days, fungus can occur and building materials can begin to swell or disintegrate. Within a few short weeks of water saturation, buildings can rot. When this occurs, demolition of the building may even be necessary. Water damage can also pose serious health hazards to occupants such as:
Mold: Can cause allergic reactions, respiratory problems, and infections
Decay: Rotting or decaying furniture, structural elements, and floorboards can lead to injury
Roof Collapse: A collapsed roof can potentially lead to catastrophic bodily harm and injury
Though water damage may often appear to have only surface level impact, there may be damage beyond what is visible. Water damage in your home can have a lasting effect on your health and well being.
Liability for Water Damage
Depending on the cause of your water damage, you may be able to recover compensation from your own insurance company or the insurance provider of another at-fault party.
Who Is Responsible For The Water Damage in My Home?
Getting water damage insurance claims settled can be a difficult process. With so many different parties involved, it's not always clear where the responsibility lies for the damages incurred in your home.
Does my Insurance Policy Cover This?
It is important to know your insurance policy’s coverage limits before disaster strikes. Different insurance policies have different levels and types of coverage on water damage claims, so you must read about your policy’s limitations with your insurer in advance.
As a property owner, you must know your rights when dealing with insurance claims after water damage
When you work with Englander Peebles, we will carefully investigate the source of water to determine who should be held responsible and what source(s) are available for compensation. We will fight to make sure your insurance company compensates you so that you can rebuild and restore your property.
Contact Our Miami Residential Property Damage Lawyers
Your initial consultation with a legal professional at Englander Peebles is free and confidential. We recommend calling our office as soon as possible after you first notice the water damage and especially before accepting any settlement or signing anything from the insurance company. We deliver experienced legal representation and outstanding customer service to clients across Miami in all areas of homeowners’ property damage claims.
Contact our firm for a free consultation with our Miami water damage claim attorneys.
Their timely response to my questions and concerns was impeccable, unlike other places that I've sought for counsel.- Preea T.
Extremely knowledgeable and got the settlement I deserved!- Paulina S.
Very caring towards their clients and very professional!- Darren E.
My experience with this firm was phenomenal from start to finish!- Chris U.
Professional, compassionate and straight forward!- Kim C.